Benazir Kafalat Program Payments Start: 2nd Phase District List & Withdrawal Schedule 2025. The Benazir Kafalat Program Payments Start 2025 has officially begun, marking the second phase of disbursements under Pakistan’s most trusted social welfare initiative. Eligible women are now receiving their Rs. 13,500 quarterly payment under the Benazir Income Support Programme (BISP).
we will guide you through the complete details of phase two including the updated district list, withdrawal schedule, eligibility criteria, and how to check your payment through CNIC or 8171.
What Is the Benazir Kafalat Program?
The Benazir Kafalat Program (BKP) is one of Pakistan’s most significant welfare schemes aimed at providing financial assistance to low-income women.
Launched under the Benazir Income Support Programme (BISP), it offers quarterly cash payments to support essential family needs such as food, healthcare, and education.
Main Objectives of the Program
- To promote women empowerment through financial inclusion.
- To provide regular income support to poor families.
- To ensure transparency via NADRA verification and 8171 SMS confirmation.
Each registered woman receives Rs. 13,500 every quarter, directly helping millions of families across Pakistan.
Benazir Kafalat Program Payments Start – 2025 Update
The Benazir Kafalat Program payments for July to September 2025 have officially started. This phase ensures smooth and transparent cash distribution in collaboration with partner banks and BISP payment centers.
Key Highlights:
- Payment Period: July–September 2025 (Q3)
- Amount: Rs. 13,500 per beneficiary
- Mode: Biometric verification through NADRA
- Phases: Multiple phases for organized distribution
The government has taken steps to reduce overcrowding and fraud during payments. That’s why disbursements are being made in phases ensuring every eligible woman receives her due share without inconvenience.
Benazir Kafalat Program 2nd Phase District List 2025
The second phase of the Benazir Kafalat Program covers more than 55 districts across Punjab, Sindh, KPK, Balochistan, AJK, and Gilgit-Baltistan.
| District / Area | Province / Region | Phase | Payment Status |
|---|---|---|---|
| Sanghar, Nawabshah, Mirpur Khas, Tharparkar, Matiari, Umerkot | Sindh | 2nd Phase | Active |
| Karachi East, West, South, Korangi, Malir | Sindh | 2nd Phase | Ongoing |
| Awaran, Lasbela, Khuzdar, Turbat, Gwadar | Balochistan | 2nd Phase | Active |
| Peshawar, Charsadda, Nowshera, Swabi, Bajaur, Kohat | KPK | 2nd Phase | Active |
| Faisalabad, Rajanpur, Pakpattan, Muzaffargarh, Vehari | Punjab | 2nd Phase | Active |
| Bagh, Poonch, Diamer, Khurmang, Ganche | AJK & GB | 2nd Phase | Ongoing |
Nearly 80% of the beneficiaries from the first phase have already received their funds. Those in the listed districts above will get their payments during this second phase.
Who Is Eligible for the New Payments?
Only verified BISP Kafalat beneficiaries who meet the updated criteria will receive payments.
Eligibility Criteria
- Must be a registered woman under the Benazir Kafalat Program.
- Have a valid CNIC verified by NADRA.
- Receive a confirmation SMS from 8171.
- Reside in an active 2nd phase district.
- Not employed in any government organization.
If you’ve met these requirements but haven’t received your payment yet, don’t worry — your payment will be processed in the upcoming schedule.
How to Check Benazir Kafalat Payment by CNIC
You can check your payment release status easily using your CNIC number.
Step-by-Step Process
- Send SMS: Type your 13-digit CNIC number and send it to 8171.
- Check Online: Visit the official BISP website — www.bisp.gov.pk.
- Call BISP Helpline: Dial 0800-26477 to inquire about your payment.
- Visit BISP Office: Take your CNIC to your nearest BISP Tehsil Office for confirmation.
Once your payment is ready, you’ll receive a message from 8171, after which you can visit your nearest payment center or partner bank for withdrawal.
How to Withdraw Benazir Kafalat Payment – Step-by-Step
After you receive your payment confirmation SMS from 8171, follow these simple steps to collect your money:
- Bring Documents: Carry your original CNIC and payment SMS.
- Visit Payment Center: Go to the nearest BISP Payment Point in your tehsil.
- Biometric Verification: Verify your identity using NADRA’s biometric system.
- Receive Payment Slip: Get your receipt after verification.
- Collect Cash: Receive Rs. 13,500 in cash from the counter.
- Keep Receipt Safe: Double-check your payment and keep the receipt.
Important Tips
- Collect only from official BISP payment centers.
- No fees or deductions are required.
- Avoid fake agents or middlemen.
- Visit early to avoid queues.
- Keep your mobile number active for alerts.
Expired CNIC? Here’s What to Do
If your CNIC is expired, your payment will be on hold until you renew it.
Renewal Process
- Visit your nearest NADRA office.
- Pay the renewal fee and complete biometric verification.
- Once renewed, visit your BISP center with your CNIC.
- Payments will resume once your record is updated.
Make sure your registered mobile number is also valid to receive SMS alerts from 8171.
Common Issues & Official Solutions
| Problem | Solution |
|---|---|
| No SMS received | Wait for the next phase – payment might still be processing. |
| Biometric error | Visit the nearest BISP Tehsil Office for manual verification. |
| Payment deduction | Report immediately to BISP Helpline 0800-26477. |
| CNIC expired/inactive | Renew CNIC via NADRA and recheck payment. |
| Unverified record | Send CNIC again to 8171 or visit the BISP office. |
Tip: Always use official channels never rely on local agents for payment updates.
Safety Guidelines for Women Beneficiaries
The government and BISP officials continuously remind women to stay safe during payment collection.
Follow These Safety Rules
- Collect payments only from authorized BISP centers.
- Never share your CNIC, OTP, or SMS with strangers.
- Do not pay any service fee.
- Verify that the message is from 8171 only.
- Report fraud or deduction to the official helpline immediately.
Official BISP Contact Details
For any complaint, payment issue, or verification query, contact through these official BISP sources:
| Service | Details |
|---|---|
| Website | https://bisp.gov.pk |
| Helpline | 0800-26477 |
| SMS Service | Send CNIC to 8171 |
| Office Visit | Nearest BISP Tehsil Office |
Warning: Do not respond to fake numbers, Facebook pages, or WhatsApp messages claiming to represent BISP.
Impact of Benazir Kafalat Program on Pakistani Families
The Benazir Kafalat Program is not just about money — it’s about dignity and empowerment.
Every payment helps:
- Mothers manage household needs.
- Children continue education without interruption.
- Families afford basic healthcare.
- Rural women gain economic confidence.
According to BISP’s recent data, millions of households have moved closer to financial stability since the program’s launch.
Withdrawal Schedule – Phase 2, 2025
Below is a tentative withdrawal schedule for Phase 2 beneficiaries. Note that exact dates may vary by district:
| Province | Districts Covered | Expected Payment Dates |
|---|---|---|
| Sindh | Karachi, Tharparkar, Sanghar | 15–22 October 2025 |
| Punjab | Faisalabad, Muzaffargarh, Vehari | 18–25 October 2025 |
| KPK | Peshawar, Swabi, Kohat | 20–27 October 2025 |
| Balochistan | Gwadar, Khuzdar, Awaran | 22–29 October 2025 |
| AJK/GB | Diamer, Bagh, Khurmang | 24–30 October 2025 |
Beneficiaries are advised to visit centers according to their SMS schedule to avoid overcrowding.
FAQs
1. When did the Benazir Kafalat 2nd Phase Payments start?
The second phase of payments began in mid-October 2025, covering over 55 districts across Pakistan.
2. How much amount is given under the Benazir Kafalat Program 2025?
Each eligible woman receives Rs. 13,500 as part of the July–September 2025 installment.
3. How can I check my BISP payment through CNIC?
Send your 13-digit CNIC to 8171, or visit bisp.gov.pk for online verification.
4. What should I do if I didn’t receive an 8171 SMS?
Stay patient — your payment will likely be released in the next schedule. You can also confirm status at your nearest BISP office.
5. Can someone else collect my Benazir Kafalat payment?
No. Payments are biometrically verified, so only the registered woman beneficiary can collect it personally.
Conclusion
The Benazir Kafalat Program Payments Start 2025 marks another milestone in Pakistan’s journey toward women empowerment and poverty reduction. With the 2nd phase now active across 55 districts, thousands of families are receiving essential support to sustain their daily lives.